Toddler Tantrums and Your Car Insurance

If you have a toddler, taking them to the grocery store every other week is probably just part of your routine. You gather a list, put your tot in the car seat, and go on your merry way. You’ll arrive at the store and methodically go through your list one by one picking out the items to complete your favorite recipes. Everything is going smoothly. Oh no. You spoke too soon. Why is your toddler crying? Lucky Charms is just too sugary! He’s going above and beyond an acceptable reaction!

Tears, kicking, and screaming can soon be seen and heard throughout the store. Most times, throwing the unhealthy snack in the cart is a quick fix to avoid embarrassment. However, tantrums are virtually unavoidable until the age of 4.

Toddlers have not developed their prefrontal cortex enough. That’s why they legitimately fear their nose getting taken or think you can’t see them when they hide under the rug during a game of hide-and-seek.

Parenting.com offers 5 ways to stop a tantrum. Although you may suffer a minute or two of embarrassment at the store, effectiveness will help in the long run and shorten future tantrums.

So when you strap in your tot to run errands, make sure to have a plan in mind. And, of course, since you are driving around on a regular basis, review your CT auto insurance policy to maintain maximum protection. Moreover, kids can cause a ruckus in your home, so check your CT home insurance policy as well to cover all of your bases.

Call your Encharter Insurance agent today at (888) 865-1244!

Solar-Powered Roads=Safer Roads; Good News for Car Insurance

Imagine your morning commute to work after a freezing night that normally produces black ice, but able to go the speed limit with minimal risk of slipping and sliding. In this dream world, the roads will be constructed out of heated, solar-powered glass instead of asphalt.

This futuristic road would reduce the amount of plows and sanders needed, allowing for safer travel and less accidents. The idea and prototype for this new kind of road has already been designed and implemented and seems to work effectively and efficiently.

The team seemingly has every area covered, taking into account what would happen at night, or during cloudy days. The roadways would have multiple layers to protect the technology, but also provide a safe driving surface. Moreover, the panels would be interconnected to provide assistance to any panel that is having issues.

This would hopefully lower the amount of auto accidents, especially during the winter months. However, until that time comes be sure to review your CT auto insurance policy with your Encharter agent. CT Car insurance is continually changing and updating so make sure to check if you are receiving the best policy you need.

Visit encharter.com for more insurance details or call an agent at (888) 865-1244.

Sleep Improves Memory?

If there is one thing I like, it is a good night’s sleep. Those 7 or 8 hours (sometimes even more) are crucial for me to be a functioning member of society the next day. That is why I am never the one to stay up all night cramming for a final exam or watching mindless TV shows at 3 am. Although we all know getting enough sleep is good for your health, it also improves your ability to store important memories.

So if you are deciding whether or not you want to watch just one more episode of your favorite show (especially if you have them on DVD and a commercial free episode is just a click away), it is best to save it for another day and put your head on your pillow. We keep compiling memories every day, so consolidating and storing them is something that happens every night while we sleep. Even napping can help this memory process, only if a dream occurs during the nap.

Of course, sometimes just falling asleep is hard enough because we are already trying to remember things. Did I shut the oven off? When does the meeting start tomorrow? Did I remember to pay the insurance bill?

At Encharter Insurance, we want you to get a good night’s sleep as well. Drowsy driving can be equally s harmful as some drunk driving incidents, so make sure you are alert for your morning commute! Additionally, it is always a wise decision to review your CT auto insurance policy, as well as your CT home insurance policy. Call your local Encharter agent today at 888-865-1244 or stop by one of our four offices.

 

More Hiring in 2011

College seniors around the country can begin to feel slightly optimistic, but still frightful about their futures in “the real world”.  A recent survey of business economists show that companies will be hiring at a rate that hasn’t been seen in 12 years.

 Although this is just a prediction, the rate is much higher than it was at this point last year; the percentage of companies planning to increase their staff is at 42%.

 Additionally, some companies are hiring, and hiring many new employees at that. CNN released a list of 25 companies that have thousands of positions open.

 Things are beginning to look up for the economy, and we might be able to put 2008 behind us. The recession was caused by many people making mistakes with large assets, and most importantly, their homes. The housing bubble burst was a considerable issue and one that people pinpoint as the largest issue of the crisis.

 Making wise decisions concerning your house is something that cannot be understated. From where to buy it, what color to paint it, how to finance it, and how to insure it, the list of crucial decisions goes on and on.

 You do not want to overlook anything on your Homeowner’s Insurance Policy and you want to make sure that you have everything covered. You may even want to look into adding additional liability coverage with Personal Umbrella Insurance. So talk to your local Encharter Insurance agent today, obtain a free quote at www.encharter.com or stop by an office at your leisure.

Fighting Back Against Old Man Winter with Encharter Insurance

I don’t know about anyone else, but it seems like there’s been nothing else on the news except for the way the winter weather is beating up on the East Coast. We all expect destruction from news reports and this time, Old Man Winter is providing the headlines.

So how do you protect yourself and let Winter know that “we’re not gonna take it anymore”? Talk to your local Encharter Insurance agent today about your CT home insurance, CT car insurance and CT business insurance. Weather like this can bring unexpected disaster to your home, your car and even your livelihood, so be sure that you’re protected. Our knowledgeable agents will be able to simplify the jargon for you and make sure you understand your policies. We want you to rest assured that you and your loved ones are taken care of, let us help you find the best possible policy for the best possible price for you.

Even though we’ve been taking a beating, fight back by insuring your property with an agency you trust. Call us at 888-865-1244 or visit our informational website. We need some followers and fans too, so be sure to find us on Facebook and Twitter!

At Encharter, “It’s all about protecting you!”

Roof Maintenance

Nobody likes to dodge buckets while you’re walking from your bedroom to your kitchen, so here are some tips for maintenance and repair, courtesy of HomeownerNet.com:

• Check to see if trees are growing too close to the roof
• Check to see if there are any black or discoloring streaks on the roof
• Inspect the roof for signs of damage

If you maintain your roof, you help prevent any damage that may result from unattended issues.

 

Of course, you can’t always see the weaknesses that may surprise you, so when that happens, be sure that your CT homeowners insurance policy can have you covered! Talk to an Encharter Insurance agent today about your CT home insurance and they can help you rest assured that your home is protected.

 

Call today at 888-865-1244 to talk to one of our knowledgeable agents or you can always visit our website at www.encharter.com. You can also visit with one of our agents at one of our offices or even get social with us on your favorite social network!

 

At Encharter, “It’s all about protecting you!”

 

2010 Blizzard in Watertown CT

The latest news report from FoxCT.com reports that this snow storm has dropped at least a foot of snow so far, but since the heavy winds are creating big drifts, it’s hard to give an exact amount. And the snow will keep coming throughout the day, though the blizzard warning should be lifted today at noon.

Obviously if you’re driving on the roads, the snow makes the asphalt very icy and you could very easily find yourself in a car accident. So, drive safely! But another thing to keep in mind when this much snow falls is roof collapses and ice dams. If the weight of the snow is too great, the roof underneath could collapse. And nobody likes a leaky roof, so be sure to check out our other blogs on ice dams for preventive measures.

Lastly, be sure to check with your local Encharter Insurance agent about Watertown CT Car Insurance policies and Watertown CT Home Insurance policies. They want to help you understand your policy and help you make sure that you are properly covered.

Call us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or visit one of our local offices. You can also find us on Twitter and Facebook!

At Encharter, “It’s all about protecting you!”

Free Ice-Skating in Bushnell Park in Hartford, CT

On December 10, the public ice-skating rink in Bushnell Park in Harford, CT was opened, so if you’re looking for something festive and fun to do right before the holidays, you should check it out! The rink can hold up to 75 skaters at a time and each session is limited to 45-minute intervals. The best part? Skating and skate rentals are FREE! You can even take the family ice-skating on Christmas Eve and Christmas Day from 11am to 5pm. For hours and more details, click here.

Of course, if they can make water freeze in the middle of Bushnell Park, that means it’s cold enough to have water freeze on the roads, so be careful this holiday season. Be sure to contact your local Encharter Insurance agent today to review your Watertown CT Car Insurance policy. They want to help you understand your policy and find you the best possible policy for the best possible price.

Call us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or visit one of our local offices. You can also find us on Facebook and Twitter.

At Encharter, “It’s all about protecting you!”

“Eye” on the Back of his Head, Literally!

Parents and teachers alike are known for seemingly having a third eye that can see any troublemaking that occurs behind them.  This mystical power has always contained no evidence, just the fact that they always seemed to know what was going on all around them.  Sometimes they use tricks, such as using a mirror or simply listening.  However, a New York University professor has gone above and beyond and implanted a camera on the back of his head.

Obviously one would think this would involve wearing a hat that has a video camera attached to the back, but Wafaa Bilal took this project one step further.  Bilal actually had surgery to implant a camera on the back of his head for an art project.  Clearly, he is dedicated to his craft and the camera will take a picture once every minute for a whole year.  His project will be released next year in Qatar. 

Reporters in warzones use a similar technique to have a 360 degree view while shooting abroad.  For many people, a camera for looking behind is used for safety.  Personal Umbrella Insurance from Encharter Insurance can be seen as a “third eye” of sorts.  Umbrella insurance helps protect against the unexpected.  It extends your liability coverage by about $1 million. 

So although you might not need an extra camera or Spy Sunglasses, Encharter can help protect you against the unwanted and unexpected.  Give your Watertown CT Insurance Agent a call at (888) 865-1244 or find us on Facebook and Twitter.  Visit Bilal’s website at http://www.3rdi.me/ when he gets the project fully underway.

French Court Rules Continental Airlines and Employee Guilty

Anybody remember the Concorde Crash of 2000 in France? The accident killed 113 people at Charles de Gaulle airport in Paris and, according to a recent article, “a French court found Continental Airlines and a mechanic at the airline guilty on Monday of involuntary manslaughter in connection with the…crash.” I’d be willing to bet that Continental Airlines was not expecting that kind of verdict…don’t let that be your business. Don’t allow the unexpected losses of a lawsuit threaten the health of your business.

Call your local Encharter Insurance agent today to look at your Watertown CT Business Owner’s Policy and review your liability limits. They can tell you if you’re sufficiently covered or if it may be a good idea to purchase a Watertown CT General Liability Insurance policy or Watertown CT Excess Liability Insurance policy.

Contact us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or visit one of our local offices. You can also find us on Facebook and Twitter!

At Encharter, “It’s all about protecting you!”