2010 Blizzard in Watertown CT

The latest news report from FoxCT.com reports that this snow storm has dropped at least a foot of snow so far, but since the heavy winds are creating big drifts, it’s hard to give an exact amount. And the snow will keep coming throughout the day, though the blizzard warning should be lifted today at noon.

Obviously if you’re driving on the roads, the snow makes the asphalt very icy and you could very easily find yourself in a car accident. So, drive safely! But another thing to keep in mind when this much snow falls is roof collapses and ice dams. If the weight of the snow is too great, the roof underneath could collapse. And nobody likes a leaky roof, so be sure to check out our other blogs on ice dams for preventive measures.

Lastly, be sure to check with your local Encharter Insurance agent about Watertown CT Car Insurance policies and Watertown CT Home Insurance policies. They want to help you understand your policy and help you make sure that you are properly covered.

Call us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or visit one of our local offices. You can also find us on Twitter and Facebook!

At Encharter, “It’s all about protecting you!”

13th Annual “Light Up Watertown” Decorating Contest

Live in Watertown, CT? Are you looking for something festive to do with the family for the holidays? How about decorating the outside of your home? The Watertown Recreation Department is hosting their 13^th Annual “Light Up Watertown” decorating contest. The fee is $20 and the contest is open to all Watertown/Oakville residents and businesses. All entries will receive prizes, but all proceeds will go to needy Watertown families so that they can be sure to have a nice holiday season. All entries must be received by December 3 and all displays must be ready for judging by December 10. You can call the Watertown Recreation Department at 860-945-5246 with any questions and you can register online at the website.

Of course, all of us at Encharter Insurance would like to encourage you to be safe this holiday season and check your lights before you use them. Be sure they are safe to use so that you can protect you, your family and your home from the threat of fire. Click here for safety tips.

Another way that you can stay confident this season is by reviewing your Homeowner’s Insurance policy with your Encharter agent. They can tell you how you’re protected and if your coverage has any vulnerability.

Contact us today at 888-865-1244 or you can visit our virtual insurance office at www.encharter.com. Also visit our local offices or find us on Facebook and Twitter.

At Encharter, “It’s all about protecting you!”

Protect Your Jewelry Gifts with Jewelry Floater Policy with Encharter

The holidays are coming and what are some of our favorite gifts? Jewelry! However the Jewelry Insurance Brokerage of North America warns us about jewelry purchased from ‘big-box’ retailers and department stores. Their warning comes from the appraisals that you receive when you purchase a new piece. Many times you will see a piece of jewelry from one of these stores accompanied b y a GIA (Gemological Institute of America) certificate and an appraisal. The GIA grades the stones and describes them for color, cut and clarity but they do not assign values. Often these appraisals are done by a third party who provides inflated appraisals over the real value and should be watched out for.

If you receive a new piece of jewelry for the holidays you should have it appraised by a reputable, local jeweler. At Encharter Insurance we can then help you get the coverage you need for your jewelry. Many Watertown CT homeowner’s insurance policies provide limited coverage for jewelry and do not cover the loss of a stone or the piece itself. With a jewelry floater insurance policy from Encharter Insurance you have more comprehensive coverage and we can insure that your jewelry is protected.

So call us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or you can visit one of our local offices. Also be sure to find us on Facebook and Twitter!

At Encharter, “It’s all about protecting you!”

Encharter Insurance Reminds You to Clean Your Gutters

When November comes around everyone begins to slowly turn on their heat and prepare for winter hibernation.  It is the month with football, hockey, and basketball all in the regular season and when trees start to really look bare.  Halloween night marks the end of October; Thanksgiving marks the near end of November.  Most people will look forward to (or dread) gathering the family together for a turkey meal, watching the Thanksgiving Day Parade, or huddling around the television to watch the annual football game.  Unfortunately, November also marks the time to clean your gutters.

Gutter cleaning is crucial to maintaining your property and New England has received quite a bit of rain in the last month. This rain leads to extra leaves on your house, but more importantly, wet leaves.  The first frost has already arrived, and frozen leaves in gutters can cause trouble.  Gutters are only made to hold a certain amount of weight, and need to be clean for rain and melting snow to pass from the roof to ground.  Also, the water could drip over the gutter and leave walls moldy. 

Gutter cleaning can be a pain, but the bigger pain would have a gutter fall off or roof damage from water not being able to flow to the ground.  Protecting your home against preventative measures is what Encharter Insurance tries to do.  However, there are those accidents that cannot be prevented, unlike gutter cleaning.  Encharter offers home, auto, and personal umbrella insurance.  Make sure you are getting the best coverage possible by call an agent at (888) 865-1244 and be sure to clean those gutters!

At Encharter, “It’s all about protecting you!”

Get an Extra Hour of Sleep on Sunday and Check Your Smoke Detectors

Really wish I could approach the morning like these people…Good news? They’re actors, and reality says that most of them probably woke up wishing for what I did this morning: an extra hour of sleep. Especially on the cold, rainy and raw mornings that Connecticut experienced yesterday and today, I found myself wrapped up in my cozy bed wishing that the clock read 6:00am instead of 7:00am. Well folks, for one day out of every year, our wishes come true and that day arrives for us this Sunday, November 7. Aren’t you excited?

You know what else you can do on Sunday? Change the batteries in your smoke detectors. It will surely help to keep you, your family and your belongings safer in the event of a house fire. Also be sure to talk to your local Encharter Insurance agent about your current Watertown CT Homeowner’s Insurance policy. They can help you find the best possible policy for the best possible price so that you can be sure that you’re protected should tragedy strike.

Call us today at 888-865-1244, visit our virtual insurance office at www.encharter.com or visit one of our local offices. You can also find us on Facebook and Twitter!

At Encharter, “It’s all about protecting you!”

Prevent Ice Dams and Save Yourself the Headache

Whether we like it or not, winter is on its way and that means that everything that is associated with winter is on its way too: snow, ice, cold weather, etc. And with the snow come the hazards that it poses to your property, ice dams being one of them. If you have a poorly ventilated roof, ice dams can form and cause leaks. Click here to see a very informative article to help you avoid this potentially damaging problem.

Should your home experience any damage this winter, are you sure that your current Watertown CT Home Insurance policy is adequate? If the answer is not a resounding “Yes!”, then you should give the agents at Encharter Insurance a call. They can review your policy and advise you on the coverage that best suits you.

So visit our virtual insurance office at www.encharter.com, call us at 888-865-1244 or visit one of our local offices today! You can also find us on Twitter and Facebook!

At Encharter, “It’s all about protecting you!”